About you

Your ally in wealth management

About you

It’s only about you. We represent you, not an institution or a portfolio of financial products. Our advice comes with no commissions or hidden fees. We protect and maximise your capital from inheritance, super & retirement, or business bought out. We believe the best financial planning must be independent, balanced and highly personalised to your financial objectives.

In line with our core principals, our advice is different for every client, so we do not have a list of pre-defined services. Our advice is driven by where you are at in life.
About us

Our services

A selection of our services include:

Investment Portfolio Management

Expert investment advice tailored to your individual requirements. Please refer to our Investment Philosophy for further information.
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Superannuation and Retirement Planning

With superannuation increasingly becoming a larger proportion of your overall asset base, we can help with navigating this ever-changing environment to ensure your retirement planning is maximised.
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Structuring and Tax Effective Planning

Ensuring your available capital is held in the most appropriate and tax effective vehicle can result in superior risk adjusted returns. We’ll analyse your current situation to ensure it is as effective as possible.​
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Asset Protection, Succession & Estate Planning

An unexpected event can happen in your personal life or business (disability, illness or death) and when this does present itself, the best plans can often be derailed with large impacts to both you and your family. Insurance becomes paramount in planning for the unexpected.
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Cash flow Management

Financial modelling to provide you with peace of mind, knowing that whatever choices you make in relation to your cashflow is based on reliable information.
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Personal Insurance Advice

An unexpected event can happen in your personal life or business (disability, illness or death) and when this does present itself, the best plans can often be derailed with large impacts to both you and your family. Insurance becomes paramount in planning for the unexpected.
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Getting Started
Investment Portfolio Management
Structuring and Tax Effective Planning
Personal Insurance Advice
Asset Protection, Succession & Estate Planning
Cash flow Management
You may be thinking about getting your finances in order and potentially starting a savings plan to invest for the future. You may be unsure of how to reach your financial goals and how long it will take you to get there. Getting started on the financial planning journey early in your career can change your life’s trajectory.
What are common questions we help answer for clients
Should I purchase a home to live in, an investment property or an investment portfolio?
What’s the best investment approach for myself?
How much does it cost to insure myself against injury or illness?
Should I look at borrowing money to purchase an asset?
What is the best structure for me to accumulate wealth in?
Expert investment advice tailored to your individual requirements. Please refer to our Investment Philosophy for further information.
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Ensuring your available capital is held in the most appropriate and tax effective vehicle can result in superior risk adjusted returns. We’ll analyse your current situation to ensure it is as effective as possible.​
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An unexpected event can happen in your personal life or business (disability, illness or death) and when this does present itself, the best plans can often be derailed with large impacts to both you and your family. Insurance becomes paramount in planning for the unexpected.
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Provide guidance on how best to protect and pass on your assets and assist with Estate Planning.
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Financial modelling to provide you with peace of mind, knowing that whatever choices you make in relation to your cashflow is based on reliable information.
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Getting Started

You may be thinking about getting your finances in order and potentially starting a savings plan to invest for the future. You may be unsure of how to reach your financial goals and how long it will take you to get there. Getting started on the financial planning journey early in your career can change your life’s trajectory.
Should I purchase a home to live in, an investment property or an investment portfolio?
What’s the best investment approach for myself?
How much does it cost to insure myself against injury or illness?
Should I look at borrowing money to purchase an asset?
What is the best structure for me to accumulate wealth in?

Growing Wealth

Life may now be a little more complicated and financial responsibilities have grown. Income levels may be higher, but debt and taxes may be impacting your ability to reach your goals. If children are now in the mix, further planning and restructuring is essential to maximising wealth creation, whilst ensuring your income and assets are protected.
Do I have the “right” amount of debt or is there a better way to structure this?
How do I ensure my capital is invested in the best possible manner?
How do I ensure my capital is invested in the best possible manner?
How do I ensure my capital is invested in the best possible manner?
How do I make sure my family is looked after if something happens to me?
How do I ensure my capital is invested in the best possible manner

Consolidating Wealth

At this stage you may be considering leaving the workforce, but you are unsure if this is financially possible. You may have adult children that are no longer financially dependent, and your expenditure may have steadied. At this point you are seriously thinking about what your retirement lifestyle will look like.
How much income do I require in retirement and is my asset base on track to meet this?
Understanding the different tax structures available to you and the pro’s and con’s related to each of these.
Should I focus on repaying debt, adding to my investment portfolio, or making contributions to super?
How can we ensure our children receive our estate in the most efficient manner, whilst protecting the bloodline?
Do I still need insurance?

Financial independence

You have either left the workforce or have significantly reduced your working hours. You are looking for a steady and reliable source of income and would also like to maximise any benefits available in retirement. You may also be thinking about your assets being passed on to the right people and in the most tax efficient manner.
Will I outlive my portfolio and how can I ensure that I don’t run out of money?
If I help my children, will this compromise my retirement income?
Should I downsize my home to add to super and live more comfortably in retirement?
 How can we ensure our children receive our estate in the most efficient manner, whilst protecting the bloodline?
How much can I spend on travel
How much can I spend on travel

Business Owners

You might be an entrepreneur looking to start your own business, a fast-growing company looking to accelerate your growth, a family-owned business wanting to leave a legacy or an established company looking to exit. You are focused on building your business and likely struggle to find time to think about how you are tracking with your long-term goals. Regardless of the business lifecycle you are in, you will need support to navigate the hurdles that come with owning a business.
How do I extract the value in my business for my family to enjoy?
How do I protect my family’s assets from the business?
Understanding the different tax structures available to you and the pro’s and con’s related to each of these.
Understanding the different tax structures available to you and the pro’s and con’s related to each of these.
What will happen to the business when I am no longer around?
Should I consider adding any funds to super as opposed to investing in the business?

Corporations and Not-for-profit

Your Board or Committee may have a considerable portfolio it manages on behalf of stakeholders, who are increasingly demanding for transparency and accountability on funds. Understanding the level of risk required to grow and protect the portfolio, along with bespoke portfolio construction is key to appropriate governance and meeting the Board’s objectives.
How do we know if our investment strategy needs updating?
What is the appropriate level of risk required to meet our objectives?
How do we construct a portfolio which manages short term and long term objectives along with planning for ongoing expenses.
Are we meeting our reporting obligations and responsibilities?
Getting Started
Growing Wealth
Consolidating Wealth
Financial independence
Business Owners
Corporations and Not-for-profit
You may be thinking about getting your finances in order and potentially starting a savings plan to invest for the future. You may be unsure of how to reach your financial goals and how long it will take you to get there. Getting started on the financial planning journey early in your career can change your life’s trajectory.
What are common questions we help answer for clients
Should I purchase a home to live in, an investment property or an investment portfolio?
What’s the best investment approach for myself?
How much does it cost to insure myself against injury or illness?
Should I look at borrowing money to purchase an asset?
What is the best structure for me to accumulate wealth in?
Life may now be a little more complicated and financial responsibilities have grown. Income levels may be higher, but debt and taxes may be impacting your ability to reach your goals. If children are now in the mix, further planning and restructuring is essential to maximising wealth creation, whilst ensuring your income and assets are protected.
What are common questions we help answer for clients
Do I have the “right” amount of debt or is there a better way to structure this?
How do I ensure my capital is invested in the best possible manner?
What are the pro’s and con’s of opening a Family Trust as an investment vehicle?
How much should I be contributing to superannuation and are my longer term goals on track?
How do I make sure my family is looked after if something happens to me?
At this stage you may be considering leaving the workforce, but you are unsure if this is financially possible. You may have adult children that are no longer financially dependent, and your expenditure may have steadied. At this point you are seriously thinking about what your retirement lifestyle will look like.
What are common questions we help answer for clients
How much income do I require in retirement and is my asset base on track to meet this?
Understanding the different tax structures available to you and the pro’s and con’s related to each of these.
Should I focus on repaying debt, adding to my investment portfolio, or making contributions to super?
How can we ensure our children receive our estate in the most efficient manner, whilst protecting the bloodline?
Do I still need insurance?
You have either left the workforce or have significantly reduced your working hours. You are looking for a steady and reliable source of income and would also like to maximise any benefits available in retirement. You may also be thinking about your assets being passed on to the right people and in the most tax efficient manner.
What are common questions we help answer for clients
Will I outlive my portfolio and how can I ensure that I don’t run out of money?
If I help my children, will this compromise my retirement income?
Should I downsize my home to add to super and live more comfortably in retirement?
How can we ensure our children receive our estate in the most efficient manner, whilst protecting the bloodline?
How much can I spend on travel?
You might be an entrepreneur looking to start your own business, a fast-growing company looking to accelerate your growth, a family-owned business wanting to leave a legacy or an established company looking to exit. You are focused on building your business and likely struggle to find time to think about how you are tracking with your long-term goals. Regardless of the business lifecycle you are in, you will need support to navigate the hurdles that come with owning a business.
What are common questions we help answer for clients
How do I extract the value in my business for my family to enjoy?
How do I protect my family’s assets from the business?
Understanding the different tax structures available to you and the pro’s and con’s related to each of these.
Understanding the different tax structures available to you and the pro’s and con’s related to each of these.
What will happen to the business when I am no longer around?
Should I consider adding any funds to super as opposed to investing in the business?
Your Board or Committee may have a considerable portfolio it manages on behalf of stakeholders, who are increasingly demanding for transparency and accountability on funds. Understanding the level of risk required to grow and protect the portfolio, along with bespoke portfolio construction is key to appropriate governance and meeting the Board’s objectives.
What are common questions we help answer for clients
How do we know if our investment strategy needs updating?
What is the appropriate level of risk required to meet our objectives?
How do we construct a portfolio which manages short term and long term objectives along with planning for ongoing expenses.
Are we meeting our reporting obligations and responsibilities?

Our pricing

Since opening our business in 2020, we have developed a transparent and comprehensive subscription plan design to advise you for the long haul and better maximise your investment and planning strategy.

12-month plan

From $550/mo
Get started

What's included

1. Scenario analysis
2. Initial and ongoing advice
3. Quarterly investment updates
4. Bi-annual review meetings
5. Ongoing access to adviser
Get started

Meet the team

Testimonials

Frequently asked questions

Independent financial advice is advice that is unbiased, has no conflicts or other relationships that may impact providing financial advice services to you.
No, there are approximately 16,000 financial advisers in Australia with less than 100 classified as Independent Financial Advisers
An Independent financial adviser isn’t beholden to any other larger institutions or fund managers, they run their own business and they are not influenced in any way to push a particular product or platform.A non-independent financial adviser is generally employed by a large industry player with a large number of advisers operating under a dealers licence. They also have a limited product range, and those advisers are either required or encouraged to use that product range for the clients that they see. This is quite common as the licensee receives commissions and/or kick-backs from the products that the adviser recommends.
The use of the word ‘Independent’ is enshrined within the Corporations Act and says that financial advisers can only use this term if they meet the following standards:• Must not receive commissions from a product issuer • Must not charge forms of remuneration calculated on the volume of business (a legal way of saying ‘don’t charge percentage-based fees’) • Must not accept gifts from a product issuer that might influence them • Must not have any additional product restrictions imposed on them by their AFSL (another legal way of saying you can’t have a restricted list of investments that you advise on) • Must not have any association with either a financial product or a financial product issuer.
The recent royal commission into the banking system has highlighted that the financial planning industry is littered with conflicts of interest and general self-interest. We believe financial advice providers should hold themselves to a higher standard that the minimum standards within legislation. Consumers have the right to know if the financial advice they receive is truly independent or whether it’s been influenced by other factors. Knowing this information may affect the choice of a financial product.
All three Principal Financial Advisers Chris Rae, Greg Barter and Jess Brizuela are equal shareholders and directors of Allied Wealth.
We are an Independent Financial Advice provider and have no conflicts or other relationships that may impact our Independence in providing financial advice.
We typically charge a fixed fee for twelve months service, charged in monthly instalments and is the only remuneration we receive. Our minimum fee for a twelve-month agreement is charged at $550 per month (inclusive of GST) and is generally tax deductible. Please note that your individual circumstances derive the fixed fee.
Our fixed fee will include the cost of preparing advice for you so there will be no additional charges once you have engaged us for a twelve-month period.
No, given we do not charge asset-based fees, there is no minimum amount required to engage our services.
Yes, we mostly engage our clients on holistic basis to ensure a more comprehensive service.
Yes, as part of discussing your preferred investment style, we will offer an ethical screening option.

Book a meeting

We would love to help everyone. However, based on our highly personalised approach, our clients are generally: high income earners, pre-retirees, self-funded retirees, business owners and people with lump sums or large savings.

If you are a Corporation or Not-for-profit, please click here.
Book a meeting
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